Programme overview
Growth category investment thresholdNZ$5,000,000
Compare Growth and Balanced according to your investment preferences. Funds must be lawfully acquired and placed in eligible investments.
- Growth: NZ$5 million invested for 3 years
- Balanced: NZ$10 million invested for 5 years
- Growth requires a total of 21 residence days over 3 years
Explore this programme
A reading guide to the full material below.
Choosing New Zealand is not only an investment decision. It is a choice about how capital participates in growth and how a family wants to shape its future. We consider risk appetite, source of funds, liquidity, residence days and tax coordination together.
Who this route may suit
- Lawfully earned investment funds that can be transferred as required
- Acceptance of a medium- to long-term investment and liquidity plan
- A desire to connect family life, education or global assets with New Zealand
- Readiness to maintain investments, report and meet presence requirements
What matters most
- Growth: at least NZD 5 million invested for 3 years
- Balanced: at least NZD 10 million invested for 5 years
- Growth generally requires at least 21 days in New Zealand during the 3-year period
- Balanced generally requires 105 days over 5 years, with possible reductions for additional Growth investments
A clearer way forward
- Compare Growth and Balanced risk, liquidity and presence settings
- Document source of funds, ownership structure and transfer route
- Apply for the resident visa and complete acceptable investments under the approval conditions
- Maintain investments, provide milestone evidence and meet presence requirements
Plan for the real risks
The minimum amount is not the total cost and not every investment qualifies. Currency, liquidity, investment risk and tax consequences require separate advice from appropriately licensed professionals.
Compare both categories and find the plan that genuinely fits your capital preferences and family rhythm.
Book a private initial assessment and turn the questions that matter into a practical next-step plan.
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